Wonga (Personal Loan)
Applying for a Wonga loan is simple. There’s no cheesy hold music to endure, because our unique service is 100% online from start to finish. Just use the sliders on the home page to decide exactly how much cash you want to borrow and how many days you need it for. We'll show you the full cost upfront and once you're happy with the terms, just click “apply”. We'll then ask you for some personal details for our super-speedy credit check; and your banking details.
Location: South Africa
Lender/Broker: Lender
1. Quick and easy application
2. Instant decision 24/7
3. No hidden charges
4. Completely secure
6. No branch visits or meetings with the bank manager
5. The first 3 days are interest free
1. Our service has an annual interest rate of 60%, in line with the regulations set out in the NCA, But remember a Wonga loan is only for between one day and a month – so actually you’re paying just 0.164% interest a day 
2. Wonga.com doesn’t believe in hitting you with ongoing and multiple charges, like most traditional lenders, but interest and service fees will continue to mount on your balance if you do not repay your loan on your chosen date. You can repay your loan early though, and you might even be able to save some money that way.. 
3. The Service fee we charge is R50 per month plus 14% VAT, as prescribed by the NCA
Short term credit provider

Interest Rate: 60% per annum; 5% per month or 0.164% per dayLoan Amount: R100 - R2000
Min Term: 1 dayMax Term: 30 days

Secured Loan: NoUnsecured Loan: Yes

Terms and Conditions:
South African ID number,over 18 years, employed and a bank account in your name
South African ID Number; cell phone (to receive a PIN)
For those seeking a short term financial solution to a short term cashflow problem
You must be employed and have a South African ID number in order to qualify. You must be over 18 years old and have a bank account in your name

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