Absa Loans (Personal Loan)
A personal loan from Absa is a cost effective way to give your lifestyle a boost. Absa personal loans are flexible, you can borrow from R3 000 to R15 000 over an affordable repayment rage from 12 months to 84 months.
Lender/Broker: Lender
1. Fixed Rate loans offer customers equal monthly payments and up to 60 months to pay
2. Variable Rate loans offer repayments linked to prime and up to 84 months to pay
3. Allocation of interest rate pricing and fees subject to individual risk assessment
4. Loans over R30 000 over 60 months to pay
5. The ability to pay your loan off faster additional deposits are accepted as capital reductions
6. No early settlement penalties for early repayment
7. Affordable Credit Protection Plan to settle the outstanding balance in the case of death, disability or retrenchment
8. Interest rates determined by your individual risk profile
1. You must have a good credit rating to receive approval
No collateral is needed to apply for the loan – it is based on your credit-worthiness

Interest Rate: Dependent on risk profileLoan Amount: R3 000 - R15 000
Min Term: 12 MonthsMax Term: 84 Months

Secured Loan: NoUnsecured Loan: Yes

Terms and Conditions:
For personal loans taken over 12 months or more, customers with up-to-date accounts will receive a 1% refund of the original loan value back into their loan account on the anniversary of the initial loan payout date
If you are an existing Absa customer, all you need to do is logon to your Internet Banking, click on “Apply” on the top tabbed navigation, and select “Personal Loan” from the menu that appears on the page.
If you are an existing Absa customer and need a flexible personal loan
You must have a good credit rating to receive a good interest rate
Absa Loans (Which Way To Pay South Africa - 4/2/2013)
Absa Loans is ranked 3 out of 5. Based on 1 review.

3 Star Rating

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