Pet Insurance

If you own a pet then you are probably aware of the expense of veterinary bills. Should your animal need treatment because of illness or being involved in an accident, you might not be able to afford the costs. With pet insurance, which can be relatively inexpensive, you can rest assured that your pet is properly covered. It is important to get the right insurance for you and your pet to give them the best quality of life should the unexpected happen. You can compare a range of standard features of each product but also additional features and benefits that can give you more peace of mind in the table below. Please make sure that you read any pet insurance provider's terms and conditions carefully to ensure your pet is fully covered.

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Pet cover is becoming increasingly essential as the cost of vet bills continues to rise. With the right insurance policy you will not have to worry about being faced with unexpected medical bills.

Why do pets need insurance?

Veterinary treatment can be very expensive. Even non-surgical treatment can cost a lot. If your pet were to have an accident or needed emergency medical treatment it can cost you hundreds or even thousands of rand.

In a worst case scenarios pet owners have to decide between expensive treatments or, if they donít have the money, having their pet put down. With pet insurance you will never have to make that decision.

How does Pet Insurance work?

With pet insurance, by putting aside a small amount each month, you can have the peace of mind that should anything happen to your beloved pet, you will be able to provide the best medical care possible.

What animals are covered?

Cats and dogs are the most commonly owned pets and are easily to get insurance for. You can get other insurance for less common animals including horses, birds and rabbits and there are also specialist policies for more exotic pets including snakes and tarantulas.

Choosing a policy

When choosing a policy, remember that the amount you will pay depends on a range of variables including your petís age and its pedigree. You will find that the older your pet, the more expensive your policy will be because an older animal is more likely to incur injury or illness.

If your pet has a pre-existing medical condition such as cancer or arthritis you will struggle to find the insurance. Some policies also exclude treatment for hereditary conditions so make sure you check this in advance. When applying for a policy, be sure to disclose everything you can about your petís medical history.

Use the table above to compare different pet insurance policies.

How to compare the various pet insurance policies available?

For the best pet insurance policies then you should ensure that you do your research correctly. What is suitable for your friends, family or neighbours might not be suitable for you and your pet. When comparing pet insurance policies you should ensure that you compare each policy like for like. This means you will need to read the terms and conditions of each policy thoroughly so that you are getting the same benefits from each company. Ensure that you meet the eligibility criteria before you apply as there are restrictions with pet insurance policies you will need to be familiar with. The minimum and maximum age of your pet, the breed of the pet and whether they have any pre-existing conditions are all important things to consider before you commit to a particular policy. Although there are a vast array of options available to consider, by comparing each individual policy carefully you can be sure you will get the cheapest policy available for you and your pet.

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