Home Loans South Africa (Personal Loan)
You have found your Dream House, and now you need to raise a bond or home loan. Lets us help you find the best option to suit your needs by comparing mortgage rates from different lenders. Whether you Need a New Home Loan, a Home Loan Extension or need to switch your Home Loan ? You can do it online by using our FREE service. Click here to fill in our online application form and one of our consultants will contact you, to guide you through the whole process.
Location: South Africa
Lender/Broker: Broker
1.just complete the online application form and then click on "submit application" at the bottom of the page. As soon as one of our consultants receive your submission, they will call you and handle the whole process, making sure you get the best home loan rate available.
2. Our consultants will assist you since various factors must be taken into account. Persons who easily qualify for a home loan or a further advance are property owners younger than 60 years with a very low bond or no bond on their property.
3. We will assist you in navigating the complex world of property finance. We will do all the legwork and will provide you with an objective overview of all home loan options available. Plus by using our contacts at the bank, you are far more likely to get a better interest rate by using our services, than applying for it on your own
4. You don't need to go to the bank - We do that for you.
5. No paperwork - We take the hassle out of applying for a home loan.
6. Our consultants Offer Free and Professional Advise.
7. Help you get the best Home Loan Rate available - by submitting your application to our contacts at all the Banks Home Loan Departments.
1. The banks require that you commit to a house-owners insurance policy that covers the property against natural disasters like fire and storm damage. It is also advisable to take out a life assurance policy to pay off the bond in the event of your death.
Our lenders:
1. First National Bank
2. Nedbank
3. Standard Bank

Interest Rate: Depends on volume and termsLoan Amount: Varies on lender
Min Term: Ask on applicationMax Term: Ask on application

Secured Loan: YesUnsecured Loan: No

Terms and Conditions:
The loan must not exceed 80% of the market value of the property.
1. Latest salary slip.
2. If self employed - Copy of latest financial statement certified correct by accountant or a letter from accountant or auditor that confirms your income.
3. ID of husband and wife.
4. Marriage certificate or marriage contract.
5. Statement of bond account for the past 6 months (if applicable). 
6. Title Deed (if no bond)
7. Statements of bank account for the past 6 months
For individuals looking for a home loan
People who do not qualify:
1. People with a bad credit record (ITC).
2. People with poorly managed bank accounts.
3. People whose bond payments are in arrears.
4. People whose hire-purchase payments are in arrears.
5. People whose general accounts (electricity bill, rates and taxes, etc.) are in arrears.
6. People whose property, vehicle or furniture was repossessed due to non payment

News Charts

Always dreaming of that brand New car , Vehicle loans can help you achieve just that .
31 August 2018
Which Way To Pay
Vehicle Loans are there to help you to be able to purchase that new car
The south African Rand has been hit drastically with the recent Plunge of the Turkish Lira.
31 August 2018
Which Way To Pay
Our Homeland Currency South African Rand has taken a drastic hit with the Lira on the drop.
Everyone wants that special vehicle , but cant always afford it straight away
18 April 2017
Which Way To Pay
We all know its nice do drive a new car , but not everyone has the cash available , Vehicle loans are the answer