Boodle (Personal Loan)
We know that in life, things happen – nasty things, happy things… expensive things. That’s where we come in! At Boodle, we want to help you out of any short-term financial problems. It’s not only because we’re nice people, it’s just what we do. So, if you need a cash loan quickly, you’ve come to the right place. Boodle is all about safe and convenient short-term loans in a blink!
Location: South Africa
Lender/Broker: Broker
1. Once approved, your Boodle Loan could be paid directly into your bank account within 60 seconds – that's if it’s a weekday between 8:00 and 15:00. 
2. If it’s after 15:00 on a weekday, you will have Boodle in your bank by breakfast (that’s if you eat breakfast at 8:00). On weekends or public holidays, your Boodle will be paid out early the very next working day.
3. Fully automated, paperless and ONLINE 
4, If your Boodle Loan was declined due to affordability, we may offer you the opportunity to ‘appeal’ and possibly change our mind - this is a manual process 
5. Boodle have gone to great lengths and done our best to make sure that our platform is safe and secure! And when it comes to how we use your personal info, it’s all very official,we won’t share your details with anyone trying to sell insurance, cellphone contracts, etc. 
6. Taking out a Boodle Loan and repaying it on time (as we know you will) has a positive impact on your Credit History. 
7. Boodle are reasonable and will sometimes be able to arrange loan extensions
1. If you have a bad credit rating your chances at having your Boodle Loan approved are slim. However, don’t let this put you off. You may be too harsh on yourself for one and your Credit Profile may not be in the state you think it is! 
2. You cannot apply for a Boodle Loan on someone's behalf 
3. If you do not repay your Boodle Loan back on time your Credit Profile will be negatively affected and your Boodle Rating will also be badly impacted 
4. If you have been declined you need to wait at least 30 days from your first application date before you reapply for a Boodle Loan. 
5. You need to have been employed for at least 6 months in order to qualify 
6. You cannot apply for a Boodle Loan using a joing bank account
7. Your Boodle Loan is your loan amount plus interest and fees. The interest and fees on your Boodle Loan are calculated based on the requirements of the National Credit Act. 

Here are the facts: 

1. Service Fee: R50 per month plus VAT.
2. Initiation Fee: 
- Loans under R1000: 15% plus VAT
- Loans over R1000: 

R150 plus 10% on any value above R1000 plus VAT
1. Short term loan broker, providing loans by either Boodle or matching you with a Boodle Credit Provider

Interest Rate: 0.17% per dayLoan Amount: R100-R2500
Min Term: 1 dayMax Term: 35 days

Secured Loan: NoUnsecured Loan: Yes

Terms and Conditions:
You have to have a valid email address and cell phone number so that we can keep in touch throughout the process.
For individuals with average to good credit ratings, with a South African ID number and looking for a short term loan
For individuals with average to good credit ratings, with a South African ID number and looking for a short term loan
You need to be a South African citizen, have your own bank account in which your salary is deposited monthly, have a regular income and be over 21. You must also have been employed for at least 6 months. If you have a bad credit rating your chances in qualifying are slimmer.

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