Health Insurance

With the right health insurance you can be assured that all your healthcare needs are covered for you and your family. By choosing the right insurance provider you can rely on a professional service and a consistent high level of care for not only your essential health care needs but also for illness and injury. There are many insurance providers available on the market and a wide variety of different types of cover. You should take out the policy that is best suited for your individual needs. We compare some of South Africa's leading health insurers so you can ensure that you are getting the cover you need without paying for anything that you don't. Make sure that you read the terms and conditions of the insurance policy you with to purchase carefully.

If you wish to speak to someone: Contact Us

COMPANYTYPE

TYPE

Type of health insurance

POLICY

POLICY

Health insurance policy

COST

COST

Cost of policy

DEDUCTABLE

DEDUCTABLE

What is deductable from policy

COVER

COVER

Details of cover available

UNDERWRITER

UNDERWRITER

Insurance underwriter

METHODS

METHODS

Method of application

HEALTH INFO

HEALTH INFO

Hospital Cover included

HOSPITAL

HOSPITAL

Hospital Cover included

AMBULANCE

AMBULANCE

Ambulance Cover included

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

MedicalAidSA
MedicalAidSA

Medical InsuranceMedicalaidSAVariesVariesType

Cover Type

Health Insurance


Level

Cover Level

Depends on policy chosen


Detail

Cover Detail

Brokers

N/AOnlineNoNoNoRestrictions

Restrictions

For South African residents only

MedicalAidSA
You don't have to save for any medical if you choose one of the options Medical Aid can offer you. Just fill in a very short online form and a representative will get in touch with you to find the best deal and to make sure you are covered financially when you need the best medical care. You cannot buy back your health but you can live in the knowledge you have done everything to protect it. DETAIL INFORMATION >>Services

Services

Health Insurance broker


Advantages

Advantages

1. Multiple quotes for you to choose from.
2. The most cost effective options to suit your Medical Aid needs.
3. They deal with the top Medical Aid companies


Disadvantages

Disadvantages

Hardly any info on their website

Insure Today Hospital
Insure Today Hospital

Medical InsuranceInsure Today HospitalFrom R99 a monthAsk on applicationType

Cover Type

Hospital cover


Level

Cover Level

varies


Detail

Cover Detail

Hospital cover From just R99 a month

variousOnlineHospital CoverNoYesRestrictions

Restrictions

Ask on application

Insure Today Hospital
Wouldn't it be great to have an affordable hospital plan and the security of knowing that in the event of hospitalisation you are covered? Insure today provides a quick response to all your insurance needs; assisting you to find affordable insurance Quotations online.Receive quotes from reputable companies DETAIL INFORMATION >>Services

Services

Broker


Advantages

Advantages

1.From just R125 a month, you can get paid up to R3000 for each day you are in hospital (from day 3 onwards).
2.With accidental disability and maternity benefits included in this package, this is an affordable option for both you and your family.
3.From R215 per month, you can upgrade to a premium plan and get paid up to R5000 per day, if hospitalised for more than two days, you will also have an ICU benefit, and this policy even gives you cash back after every 60 premiums paid!


Disadvantages

Disadvantages

No detailed info

If you wish to speak to someone: Contact Us

Compare Health Insurance

Health insurance is an important factor for many in South Africa especially as your health is something that should never be taken for granted.

Health Care in South Africa

Health care in South Africa varies from the most basic primary health care, offered free by the state, to highly specialised health care services available in both the public and private sector. While the public sector is doing great things it is stretched and can be under-resourced in places. Many people are turning to health insurance for all their healthcare and medical needs.

What is Health Insurance?

Health insurance gives you the peace of mind that should something happen you can be treated fast. It can cover you for all your essential health care needs as well as serious illness or injury. There are many different levels of health cover according to your personal circumstances and needs and policies can vary between basic policies to more detailed and comprehensive cover.

What are the benefits of Health Insurance?

Taking out health insurance and cover in South Africa does not have to be complicated and really expensive. You and your family can have access to affordable medical and health insurance and hospital cover.

Should the unexpected happen and you need medical assistance with health insurance you can be sure that you are covered. Health insurance can ensure you receive the treatment you need as efficiently and quickly as possible so you can get on the road to recovery fast. You will not have to wait around for necessary treatment.

Finding the right cover

You need to find a policy that can offer the most comprehensive cover for the lowest price. Remember, the cheapest health insurance policy may not be the best because it is unlikely to offer the most comprehensive cover.

You will be able to find different levels of cover according to your personal circumstances, needs and financial situation. Please note that if you have existing health conditions then you will pay more for the policy.

Use the table above to compare different health insurance providers in South Africa. Before you decide on which policy to go for always read the terms and conditions fully and make sure you understand how much it will cost you.

How to compare health insurance?

With such a vast array of health insurance policy on the market for you to choose from, it is easy to get confused where to start when you are looking at which health insurance policy to take out. Our comparison table tries to take the hard work away so you are able to see which health insurance policy is suitable for you. Be sure that you check the excess payments that you will have to make and what is included in the policy so you are able to compare each individual policy like for like.

What to do next?

Shortlist the policies that you think are most suited to you and compare the terms and conditions carefully. Remember that the cheapest health insurance policy is not necessarily the best insurance policy for you needs.

Health Insurance - Latest News News and Charts

New on Which Way To Pay: Three fantastic Insurance offers

18 October 2013
Which Way To Pay

We have added three great insurances for you on our website – have a look!

READ ARTICLE

Private health insurance for extra peace of mind

13 May 2013
James Larkin

Why take out private health insurance if the state provides it already? It is true that the state offers healthcare, and basic treatment and medical care are guaranteed. This is why many people don't think private health insurance is necessary

READ ARTICLE

Protect Your Pet With Pet Insurance

11 October 2012 13:00
Which Way to Pay

For those of you that have a pet you will understand how cats and dogs alike have become part of the family. Therefore many pet owners want to give their pets their own health insurance coverage.

READ ARTICLE

Do You Need Health Insurance?

02 August 2012 19:00
Lucy Williams

Health insurance is often considered essential to ensure that you are financially protected in the event of something going wrong where your health is affected. Your health shouldn’t be taken for granted; health insurance will guarantee that your health care needs are taken care of in the event of an injury or illness.

READ ARTICLE

YouInsure Hospital Cover

01 August 2012 17:00
Which Way to Pay

New Product! Now available for you to compare YouInsure.co.za has been around for over 3 years and has serviced over 150,000 clients.Hospital cover can supplement your income and help pay your day to day medical expenses. It will put your mind at ease knowing yourself and your family are financially protected during difficult times.

READ ARTICLE