ADVICE ARTICLES

What exactly is the foreign currency market? Who sets the rules for loan applications? Are you eligible for a reward credit card? The advice area is filled with daily articles on money saving, tips on the latest financial products and service and offers key facts on the world of finance.

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As we all know our pets become biog parts of our family life , so we need to make sure we are covered for any unexpected accidents or illness.
08 August 2015
Which Way To Pay
Pet Insurance has become a major part of many households. This is taking out to protect our beloved pets to any mishaps that may happen .
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Not a nice insurance to place on your list of things to do , but Funeral Insurance is a very big part of everyone's lives.
14 May 2015
Which Way To Pay
Making sure our loved ones are not only left with the emotional distress but also the financial stress of loosing a loved one.
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Making sure that beloved pet has the correct Pet Insurance Cover.
07 October 2014
Which Way To Pay
Its not a nice thing being handed that hefty veterinary bill which is due to not having any Pet Insurance Cover.
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How to get approval when you apply for your first credit card
03 April 2014
Which Way To Pay
Ensure approval when you apply for your first credit card if you follow these simple steps
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Do you know your credit score? Check your FREE credit report today and iron out mistakes
18 February 2014
Which Way To Pay
Ensuring your credit report is in good shape is of paramount importance before you apply for any credit including mortgages and credit cards. Knowing what is on your credit report is an essential first step in ensuring this.
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Has Christmas wiped out your savings? Will a cash payday loan help you get through to the end of the month?
21 January 2014
Which Way To Pay
Christmas is over and all you are left with is a financial hangover. Read our cash payday loans guide for some tips on how to cope with your Christmas debt in 2014.
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Rapid increase in number of student loan applications
20 December 2013
Which Way To Pay
There has been a large increase in the number of students applying for student loan finance as young people commit to further education
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Avoid Christmas debt with our top tips when it comes to loans and credit cards
20 December 2013
Which Way To Pay
Following some simple steps and tips will help you avoid Christmas debt and ensure your keep your loans and credit cards under control this festive season.
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Keep your credit in tip top condition by taking a close look at your credit cards
05 December 2013
Which Way To Pay
Ensuring that you have not accumulated tens of credit cards over the years is essential in keeping your credit score in tip top conditions. Have a spring clean of your purse to find out.
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Car Insurance: Top tips to keep your car insurance premium down
29 October 2013
Which Way To Pay
A no claims bonus is one of the only ways to keep your car insurance premium down, we investigate why?
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Student credit cards: Top tips when applying for a student credit card
24 September 2013
Which Way To Pay
Student credit cards can be a great way for you to get started at university, but ensure you pick the right card otherwise you could find yourself in serious debt.
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The hidden benefits of credit cards you should make yourself aware of
12 September 2013
Which Way To Pay
Credit cards come with a vast array of benefits which are often over looked, below we investigate why credit cards are so popular
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Help- I need some quick cash! Are payday loans worth considering?
03 September 2013
Which Way To Pay
Struggling to make it through until payday but worry about taking out a payday loan because of the recent bad press? Read our payday loans guide for some tips.
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Is it time to start thinking about life insurance? Questions you should ask yourself
28 August 2013
Which Way To Pay
When you take out a life insurance policy you must ensure you do your homework properly to ensure you get the best policy available for your family when you have gone.
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Car insurance: Why has my claim been rejected?
12 August 2013
Which Way To Pay
The top five reasons why your car insurance claim could be rejected
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Saving Accounts Explained
06 August 2013
Which Way To Pay
There are so many different types of savings accounts available so it is not always easy to know which one is suitable, we explain the savings account on offer.
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Comparing individual travel insurance policies and benefits to look out for
03 August 2013
Which Way To Pay
When researching travel insurance policies it is important to make yourself aware of the different features that are available.
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If you have been turned down credit then check your credit report.
30 July 2013
Which Way To Pay
If you have had trouble obtaining credit approval, it is important to ensure your credit report and credit score is up to date and correct.
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What are student credit cards?
03 July 2013
James Larkin
During education students usually have no or only a little income, but this does not mean they necessarily have to do without the benefits of a credit card. For traditional credit cards though, application by students will usually be declined because of a non-existent credit score. This is why some card companies offer special credit cards for students, with special conditions.
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Borrowing or saving: Pros and cons of private loans
19 June 2013
Mark Maffia
Taking out a loan or saving up money – both have their advantages
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Do you struggle with debts? Let a debt management plan help you
06 June 2013
Mark Maffia
What can a debt management plan do for you?
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Funeral insurance – why should I take it out?
29 May 2013
Mark Maffia
Taking out insurance for one's own funeral seems odd to some people. After all, you will be dead when it is paid out – but in fact the funeral insurance is similar to life insurance and even can be part of its policy.
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A reward credit card – why not?
22 May 2013
James Larkin
Is there any reason not to want to earn something when going shopping? We don't think so. A reward credit card makes exactly this possible.
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Private health insurance for extra peace of mind
13 May 2013
James Larkin
Why take out private health insurance if the state provides it already? It is true that the state offers healthcare, and basic treatment and medical care are guaranteed. This is why many people don't think private health insurance is necessary
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Why a bad credit loan can be right for you
06 May 2013
Mark Maffia
People who have been refused for a loan can still apply for a bad credit loan
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Travel insurance – don't go abroad without it!
30 April 2013
Mark Maffia
A travel insurance guarantees you're covered against the unexpected during journeys abroad. Having booked for one's dream holidays usually means one has spent a lot of money, and if you haven't covered for anything which could go wrong it means that the loveliest weeks in the year quickly can turn into a nightmare.
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Life Insurance. What happens afterwards?
24 April 2013
Mark Maffia
Life Insurance. Do you ever think about what happens when you are not there anymore? No, this is by no means a suggestion to start saving somber thoughts, it is to consider if one's family members are provided for after you have died, especially if you are the main earner.
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Why investing in business insurance is so important
18 April 2013
Mark Maffia
Owning a business of whatever size always includes risks - not only for oneself, but also for the employees -which cannot be avoided.
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Money transfer services – easy, fast and secure
09 April 2013
Mark Maffia
Everybody who needs to send money abroad to family, friends or maybe staff can go to their local bank. A money transfer with them will take a certain amount of time and will include costs. If one would like to benefit from much better exchange rates then a bank can offer and also from lower fees and a speedier transfer one should consider the services of a good money transfer company.
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Payday loans – the ideal solution for urgent cash needs
03 April 2013
James Larkin
For people who have been turned away by their bank because they have the bad credit history it can mean a problem if cash is urgently needed in the event of an unexpected financial emergency. The necessary repair for being able to work, a medical problem which is not insured – there are plenty of reasons why money is needed just for a short term.
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Why do we need home insurance?
25 March 2013
Which Way To Pay
Many people think it can never happen to them – but the fact is that thousands of people are faced every year with the results of damage to their home because of fire, flooding or of burglary.
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Business insurance – a must for every company owner
31 January 2013
Which Way To Pay
Everybody who owns a known business knows how one's whole livelihood can be on the brink from one day to the other as there are losses which can affect any business and damage it for good.
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If You Are looking to Save Money Then Energy Is Easier To Cut Back On
22 October 2012
Which Way to Pay
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Protect Your Pet With Pet Insurance
11 October 2012 13:00
Which Way to Pay
For those of you that have a pet you will understand how cats and dogs alike have become part of the family. Therefore many pet owners want to give their pets their own health insurance coverage.
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Pros and Cons Of Secured Loans
25 September 2012 16:00
Which Way to Pay
A secured loan can help you in many ways including supporting you financially however there are risks involved.
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Want A New Car But Can’t Afford One?
07 September 2012 15:00
Mark Maffia
The main advantage of a car loan is that you can own the car of your choice today rather than having to plan something for the next few years.
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Do You Need Health Insurance?
02 August 2012 19:00
Lucy Williams
Health insurance is often considered essential to ensure that you are financially protected in the event of something going wrong where your health is affected. Your health shouldn’t be taken for granted; health insurance will guarantee that your health care needs are taken care of in the event of an injury or illness.
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The Benefits Of A Savings Account
26 July 2012 18:00
Lucy Williams
If at some point in the future you are planning on making a big purchase such as buying a home or vehicle then a savings account can help you start putting money inside.
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Have You Considered A Student Credit Card?
19 July 2012 19:00
Lucy Williams
A student credit card can benefit you in more ways than one. As a student keeping control of your finances can be difficult especially for young students who find themselves away from home and in a new environment and you are dealing with paying rent and funding your everyday costs of living.
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Benefits Of Bad Credit Loans
17 July 2012 18:00
Lucy Williams
If you are suffering from a poor credit rating then a bad credit loan can help you. Your credit rating is often checked when applying for various loans therefore it is important to make sure that your financial past is in order so that you can be approved for the money you need.
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A Debt Management Plan Could Solve Your Financial Problems
27 June 2012 17:00
Phoebe Robinson
Have you got yourself into situation where you are stuck over how to handle your debts? Well if so then the solution could well be a Debt management plan (DMP)
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Want To Buy A New Car But Can’t Afford It?
25 June 2012
Phoebe Robinson
Do have trouble saving? Well if so then maybe a vehicle loan is the thing for you! A vehicle loan is designed to help consumers avoid a frustrating delay whilst trying to save
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What You Need To Know About Credit Cards For Students
14 June 2012 16:00
Victoria Wedderburn
Student credit cards are especially created for university and college students. They can be used to help you pay for things like travel, books, accommodation and your daily expenses.
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Looking For Bank Beating Exchange Rates?
6 June 2012 14:00
Florence Fullalove
Many people in South Africa would go to their banks first when looking into currency exchange but you are unlikely to get the most for your money.
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Can’t Wait Until Payday?
31 May 2012 16:00
Mark Maffia
Payday loans are an increasingly popular way of borrowing small amounts of cash. They are essentially unsecured short term loans designed to tie you over until your next payday, hence the name.
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Get The Education You Want With A Student Loan
24 May 2012 11:00am
Crage Campbell
A good education can be the greatest asset you can have. If all that stands between you and the education you want is money why not consider a student loan?
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Unsecured vs. Secured Loans
18 May 2012 17:00
Crage Campbell
All you need to know about the differences between secured and unsecured loans
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How To Find Quality Car Insurance on a Budget
10 May 2012 11:00am
Jack Stupple
When shopping for car insurance the priority is to find quality car insurance on a budget. Take the time to understand what you want from your car insurance, so you get the right cover at the right price.
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Want To Find A Way Out Of Debt?
27 April 2012 11:00am
Jack Stupple
Thousands of people across South Africa will go into debt at one time or another. The main advantage of a debt management plan is that ultimately you debts will be cleared and that you can have peace of mind that you will no longer be contacted by your creditors or debt collectors.
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Only Use Payday Loans In Emergencies
20 April 2012 18:00
Jack Stupple
you need some extra money to get by until your paycheque comes through that’s where payday loans come in. You should only use a payday loan as a short term strategy and to only cover something that simply cannot wait.
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Consolidate Multiple Debts Into One More Manageable Monthly Payment
11 April 2012 15:30
Crage Campbell
If you are struggling to deal with multiple debts each month, a consolidation loan can help.main advantage is that you can stay on top of your monthly outgoings and know exactly how much you debt is costing you and when you will pay.
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Get Your Pet Insured Today!
03 April 2012 17:30
Jack Stupple
Many pet owners who do not invest in pet insurance can’t afford vet bills without it. There are various degrees of cover for a vast array of animals so there is a policy out there for everyone.
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Protect Your Most Important Asset With Home Insurance
30 March 2012 17:30
Crage Campbell
For most your home is your most precious possession and is often your biggest financial asset. With this in mind it’s a good idea to have the protection of home insurance.
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Take Home The Car You Want With A Vehicle Loan
28 March 2012 17:00
Victoria Wedderburn
If you need some extra financial aid in taking home the car that you want you could consider a vehicle loan.
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Take Control Of Your Debts With A Debt Management Plan
22 March 2012 13:30
Florence Fullalove
If you are struggling to cope with mounting debt you can get the help you need with a debt management plan.
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Reward Credit Cards – Earn Rewards As You Spend
15 March 2012 18:30
Jack Stupple
Rewards credit cards offer a variety of different scheme whereby you can earn vouchers, discounts and points as you spend that you can turn into things like airmiles or hotel stays.
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Need A Loan But Have Bad Credit?
06 March 2012
Which Way to Pay
There are thousands of people across South Africa who have a bad credit score and unfortunately this will often stand between you and the money you want. Why not consider a bad credit loan?
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Do You Need Cash Fast? Get a Payday Loan
01 March 2012
Which Way to Pay
A payday loan is an unsecured short term loan and these loans becoming increasingly popular financial products. They are ideal for those who need access to fast cash.
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Welcome To Which Way To Pay South Africa
26 January 2012
Which Way To Pay
Welcome to Which Way To Pay South Africa, an independent financial comparison website and review service. We offer 100 % unbiased information on a wide range of South African financial products including loans, cards and insurance services available on todays market.
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